When you are working for Shell and have joined Shell before 1 July 2013, you are a participant at SSPF. If you are married, your spouse is entitled to a partner’s pension in the event of your predecease. The same applies in a legally registered partnership.
It may also be the case that you are living together with a partner and have concluded a cohabitation agreement before a civil-law notary, showing that you have designated your partner as beneficiary of the partner's pension. If you wish your partner to be eligible for a partner’s pension in that case, you are required to register him/her with the Pension Fund. This is not done automatically.
you are cohabiting and wish to register your partner for the partner's pension arrangement
If you are resident in the Netherlands, the Pension Fund automatically receives your partner’s data via the Municipal Personal Records Database (Gemeentelijke Basisadministratie). If you marry abroad, you are required to provide the Pension Fund with documentary proof of your marriage.
Supplementary partner’s pension
If your partner has not reached the AOW age, as it applies on the retirement date, at the time of your predecease, he or she will receive a supplementary partner’s pension. The supplementary partner’s pension ends from the first day of the month in which your partner reaches the AOW age, as it applies on the retirement date. For every pension year your partner receives 1.6% of EUR 30,000 (1st February 2015).
If you are in Shell service - and you die
If you are in Shell service at the time of your predecease, the partner's pension is calculated on the basis of the pension years that you would otherwise have accrued until your official retirement date.
At SSPF you accrue partner’s pension on pensionable salary up to the permissible fiscal limit. If your pensionable salary exceeds this you may participate in the Shell net pension scheme to ensure that your partner’s pension includes the portion of your income above this limit if you die in Shell service.
If you are receiving a disability pension - and you die
If you are receiving a disability pension at the time of your predecease, the partner's pension is also calculated on the basis of the pension years that you would otherwise have accrued until your official retirement date.
If you have children at the time of your decease, they will receive an orphan’s pension until they reach the age of 18 years. For as long as your child is attending a course of study, he will continue to receive this pension until the end of the month of August following his 24th birthday.
The orphan’s pension is 14% of the sum total of partner’s pension and partner’s supplementary pension. Full orphans (both of whose parents have died) receive double this amount.
Survivor's Benefits Act (Anw)
In the event of your decease, surviving dependants are in some cases also eligible for government benefits under the Dutch National Survivor's Benefits Act (Algemene nabestaandenwet, Nabestaandenuitkering Anw). You can find more information about this on the website of the Social Insurance Bank (Sociale Verzekeringsbank). See 'useful links'.